ObamaCare problems and solutions

“A government which robs Peter to pay Paul, can always count on the support of Paul.” — George Bernard Shaw

“If you like your health care plan, you can keep it.” Do you remember that promise? President Obama spoke those words dozens of times. Well, it wasn’t true – and he knew it. His own Department of HHS estimated and published in the Federal Register in 2010 that 93 million Americans would have their policies canceled in order to meet the requirements of ObamaCare. For the next three years, Obama continued to tell people they could keep their plans, even though he knew it was not true.

The fact checking organization, PolitiFact, rated Obama’s statement as “Lie of the Year” for 2013. The Washington Post’s Fact Checker gave it four Pinocchios and also ranked it “Lie of the Year.”

New Hampshire’s Senator Jeanne Shaheen and Congresswoman Carol Shea-Porter joined in Obama’s lie of the year, repeating it many times. It is possible that they did not know it was a lie, but they certainly should have known it.

Then last year, cancellation letters went out to some 4 million Americans. Millions of people were perfectly happy with their plans, but the ObamaCare law did not allow them to keep their plans. Virtually every major NH newspaper has run stories about the turmoil caused by ObamaCare-mandated cancellations.

People lost the plans they liked, may have lost their nearby hospital, may have lost the doctor they’d been visiting for decades. In New Hampshire, the one and only insurer on the ObamaCare exchange nixed 10 of the 26 New Hampshire hospitals. In parts of the state, you may have to drive 2 or 3 hours, halfway across the state to go to a new hospital, driving right by your old, much closer hospital. Some people had to give up the doctor they have been seeing for decades and find a new doctor perhaps hours away.

Even worse is that the new ObamaCare policies don’t cover care in hospitals outside NH. Some of the best doctors and hospitals in the country are in Boston, but NH citizens cannot go there. The Union Leader reported about a woman who was told by her Nashua hospital that her cancer was untreatable. Under her old insurance she was allowed to go to a Massachusetts hospital for treatment and now three years later she is doing well. Under her new ObamaCare insurance she would be dead.

And then there are the premiums and deductibles. I have talked with people who say the combination of higher premiums and higher deductibles is costing them an extra $1,000 per month. I asked an insurance agent if her clients were seeing increases like that. She responded that most were not quite that high, but she could believe that some were paying that much extra. Another insurance agent told me that his clients were seeing up to a 100% increase but the average was about 20% to 40% increase. 

Nationally, Aetna’s CEO reported that premiums have increased an average of 30% to 40%. He also reported seeing lower employment overall and more part-time employment. A large union similarly reported seeing a shift to part-time work by companies seeking to avoid ObamaCare’s requirements. The Congressional Budget Office recently predicted that ObamaCare during the next ten years will cause job losses equivalent to 2.5 million people.
 
It’s no surprise that a recent Gallup poll found that more than twice as many Americans say that ObamaCare has hurt them or their families compared to the number it has helped. It might be a surprise that most (63%) say it has made little difference but that is only a matter of time. Most people get their insurance via their employer and that part of ObamaCare has been delayed and delayed – for political reasons.

As the New York Times reported, “[The recent change] is designed to provide political cover for Democratic senators facing tough re-election campaigns.” The law as written would have had millions more cancellation notices going out a month or two before Election Day. So with a stroke of his pen, without any authority granted to him, Obama decided to change the law so that the cancellation notices would go out AFTER the election.

The Wall Street Journal notes that “if [ObamaCare] were really working the way it should, senators who voted for it wouldn’t be running away from it, and the administration wouldn’t be forced to choose between enforcing its provisions and protecting the Democratic majority.”

As much as nervous politicians are shying away from ObamaCare, so also are the uninsured. The Washington Post reports that “The new health insurance marketplaces appear to be making little headway in signing up Americans who lack insurance, the Affordable Care Act’s central goal, according to a pair of new surveys. Only one in 10 uninsured people who qualify for private plans through the new marketplaces enrolled as of last month.”

The first step in fixing a problem is recognizing that there is a problem. NH Democratic leadership seems oblivious to any problems with ObamaCare, jobs, and the economy. NH Republicans know that there are problems and that we can help solve those problems. The guiding principle is that people should be able to choose what they want, not what some politicians in Washington tell them they should want.

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